Stating the obvious: insurance only matters when you need it. 🖼️ The big picture: The process of filing a claim lacks clarity and certainty, often leaving the insured in a weak position. 🔬 Zoom in: For this example, we’re focusing on homeowner’s property insurance. 👉 Prove the loss —> Was there a singular event that caused coverable damage? […]
🧑🏫 The insurance process — Part 1 Read More »
Property insurance is typically based on the Actual Cash Value of the item(s) you want to insure. Why it matters: When you have a valuable collection, you can protect that with Agreed Value coverage. ⚙️ How it works: Aaron Husman of The Phoenix Insurance explained it like this: We have a client with a collection of
🪆 Are your collectibles covered? Read More »
Homeowner’s insurance rates are rising and rates in Texas are increasing at twice the national average. Why it matters: Shopping rates can be good for your budget as long as you’re not sacrificing coverage for a lower cost. 🖼️ The big picture: Not all insurance policies are created equal. 🤔 Keep these things in mind while shopping:
😲 How much is my insurance going up?!! Read More »
Paying your deductible on a hail claim is like paying your copay at your doctor’s office. Why it matters: For years roofers waived deductibles to compete for business. 📣 There’s good news! Once you cover your deductible, insurance picks up the tab for everything else. ✅ For your Smart Homeowner list Best, Travis 🔦 Pro Spotlight Jason Olson
👀 Decoding insurance deductibles Read More »
Do a walk around and make sure everything is okay. Why it matters: According to your homeowner’s insurance, timely mitigation is your responsibility. 👉 Should you file a claim? Unless you see significant damage, you don’t need to call your insurance company right away. ✅ For your Smart Homeowner list Best, Travis 🔦 Pro Spotlight SERVPRO of Park
⛈️ After the storm Read More »
Disability insurance is a tool to give you peace of mind and help you protect your most valuable asset. Why it matters: 1 in 4 people will become disabled before age 67. Financial advisor Forrest Patterson helps his clients plan for the unexpected: 🔭 Zoom out: What is your most valuable asset? 💥 Your most valuable financial
🏡 Protecting your most valuable asset Read More »
