Stating the obvious: insurance only matters when you need it. š¼ļø The big picture: The process of filing a claim lacks clarity and certainty, often leaving the insured in a weak position. š¬ Zoom in: For this example, weāre focusing on homeownerās property insurance. š Prove the loss ā> Was there a singular event that caused coverable damage? […]
š§āš«Ā The insurance process ā Part 1 Read More Ā»
Property insurance is typically based on the Actual Cash Value of the item(s) you want to insure. Why it matters: When you have a valuable collection, you can protect that with Agreed Value coverage. āļø How it works: Aaron Husman of The Phoenix Insurance explained it like this: We have a client with a collection of
šŖĀ Are your collectibles covered? Read More Ā»
Homeownerās insurance rates are rising and rates in Texas are increasing at twice the national average. Why it matters: Shopping rates can be good for your budget as long as youāre not sacrificing coverage for a lower cost. š¼ļø The big picture: Not all insurance policies are created equal. š¤ Keep these things in mind while shopping:
š²Ā How much is my insurance going up?!! Read More Ā»
Paying your deductible on a hail claim is like paying your copay at your doctorās office. Why it matters: For years roofers waived deductibles to compete for business. š£ Thereās good news! Once you cover your deductible, insurance picks up the tab for everything else. ā For your Smart Homeowner list Best, Travis š¦ Pro Spotlight Jason Olson
šĀ Decoding insurance deductibles Read More Ā»
Do a walk around and make sure everything is okay. Why it matters: According to your homeownerās insurance, timely mitigation is your responsibility. š Should you file a claim? Unless you see significant damage, you donāt need to call your insurance company right away. ā For your Smart Homeowner list Best, Travis š¦ Pro Spotlight SERVPRO of Park
āļøĀ After the storm Read More Ā»
Disability insurance is a tool to give you peace of mind and help you protect your most valuable asset. Why it matters: 1 in 4 people will become disabled before age 67. Financial advisor Forrest Patterson helps his clients plan for the unexpected: š Zoom out: What is your most valuable asset? š„ Your most valuable financial
š”Ā Protecting your most valuable asset Read More Ā»
