Filing a claim requires the right mindset.
Why it matters: Homeowners often approach claims with a passive and trusting mindset that results in underpaid claims.
- And don’t realize the power they have as the consumer.
💡 Know your rights.
- Review the Consumer Bill of Rights published by the Texas Department of Insurance.
🐖 It’s your piggy bank
- By paying your premiums every month, you are putting money in a virtual piggy bank.
- Your insurance carrier invests that money and it grows (Hint: This is their core business.)
- Whenever you receive a settlement, they are paying you with your money.
🥊 The bottom line: Insurance companies are represented by powerful and well funded lobbyists looking out for their interests.
- The only person really looking out for you … is you.
✅ For your Smart Homeowner list
- Review your insurance policy, so you know your coverage and your deductible and understand your exclusions.
- Need help doing that? Jason with The Phoenix Insurance will review your current policy for free. Schedule a meeting here.