🪆 Are your collectibles covered?

Property insurance is typically based on the Actual Cash Value of the item(s) you want to insure.

Why it matters: When you have a valuable collection, you can protect that with Agreed Value coverage.

⚙️ How it works: Aaron Husman of The Phoenix Insurance explained it like this:

We have a client with a collection of original Star Wars action figures.

  • In the event of a loss, a standard policy would only pay to replace those with new action figures.

🥊 Reality check: With Agreed Value coverage, you and the insurance company agree that your collectibles are valued at “x” amount in the event of a loss.

  • So your investment is properly protected.

✅ For your Smart Homeowner list

  • Do you have a collection of sports memorabilia, vintage toys, wine, stamps or something else?
  • If you’re not sure you have the right insurance, reach out to my friends at The Phoenix Insurance.



🔦 Pro Spotlight

Aaron Husman started The Phoenix Insurance to provide personalized service to policyholders and potential clients. They have access to a wide range of insurance products from multiple companies.

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